Effortless No-Bake German Chocolate Pie is a perfect treat that brings together creamy chocolate, coconut, and pecans in a smooth, dreamy pie. This no-bake dessert is super simple to make but tastes like it took hours in the kitchen. The rich chocolate filling pairs beautifully with the crunchy bits of coconut and pecans, giving each bite a delightful mix of textures.
I love making this pie for Christmas because it feels special without the stress. Sometimes the holidays get busy, and this recipe is like a little magic trick — you just mix, chill, and enjoy. I always find that this pie gets lots of smiles at the table, and people are amazed it didn’t need baking at all!
One of my favorite ways to serve this pie is with a dollop of whipped cream on top and maybe a few extra toasted coconut flakes or pecans for a bit of extra crunch. It’s a wonderful way to end a cozy holiday meal and share a sweet moment with family and friends. Trust me, you’ll want to keep this recipe handy for many Christmases to come.
Key Ingredients & Substitutions
Pie crust: Using a pre-made crust saves time and keeps things easy. If you prefer, a graham cracker crust works well too for a different texture and subtle sweetness.
Semisweet chocolate chips: Chocolate is the star here. You can swap for dark chocolate chips for a richer flavor or milk chocolate for a sweeter, milder taste.
Cream cheese: This adds creaminess and tang. For a lighter option, try using Neufchâtel cheese or a dairy-free cream cheese substitute.
Shredded coconut and pecans: These provide the signature German chocolate texture. Toasted shredded coconut boosts flavor, and pecans can be swapped for walnuts if needed.
Evaporated milk: This helps make the topping creamy and smooth. You can use regular milk with a bit less water (or half-and-half) as an alternative, but the texture might change slightly.
How Do You Get the Perfect Coconut-Pecan Topping Without Scrambling the Eggs?
The topping requires gentle heat and constant stirring to thicken without cooking the eggs too fast or scrambling them. Here’s how I manage it:
- Whisk the egg yolks with sugar and evaporated milk before heating to combine well.
- Use medium to medium-low heat and stir continuously with a wooden spoon or heat-safe spatula.
- Be patient: it usually takes about 10 minutes to reach a thick pudding-like consistency.
- Once thickened, immediately remove from heat and stir in butter, vanilla, coconut, and pecans to cool and set the topping.
- If you notice the mixture getting too thick too fast, briefly lower the heat or remove the pan from direct heat while stirring.
Taking your time here gives you that beautiful creamy topping classic to German chocolate desserts without clumps or cooked egg bits.

Equipment You’ll Need
- 9-inch pie dish – perfect size for this pie and helps it hold shape while chilling.
- Microwave-safe bowl – great for melting chocolate smoothly without a mess.
- Mixing bowls – you’ll need a couple to mix the chocolate filling and the topping separately.
- Whisk and spoon – whisk for smooth blending, spoon or spatula for folding and stirring.
- Saucepan – essential for gently cooking the coconut-pecan topping without scrambling the eggs.
- Electric mixer (optional) – makes whipping cream easier and faster, but you can also do by hand.
Flavor Variations & Add-Ins
- Swap pecans for walnuts if you prefer a milder nut flavor or don’t have pecans on hand.
- Add a pinch of cinnamon or nutmeg to the topping for a warm, holiday spice twist.
- Mix mini chocolate chips into the chocolate filling for extra chocolate texture.
- Top with caramel drizzle before chilling for a sweet, gooey layer that pairs perfectly with the coconut.
Effortless No-Bake German Chocolate Pie for a Magical Christmas
Ingredients You’ll Need:
For the Crust:
- 1 pre-made pie crust (9-inch), baked and cooled
For the Chocolate Filling:
- 1 cup semisweet chocolate chips
- 8 oz cream cheese, softened
- 1 cup powdered sugar
- 1 tsp vanilla extract
- 1 cup heavy whipping cream
For the Coconut-Pecan Topping:
- 1 cup sweetened shredded coconut
- 1 cup chopped pecans
- 1 cup evaporated milk
- 1/2 cup granulated sugar
- 3 large egg yolks
- 1/4 cup unsalted butter, softened
- 1 tsp vanilla extract (for topping layer)
For Garnish:
- Coconut flakes
How Much Time Will You Need?
This recipe takes about 20 minutes to prepare the filling and topping. You’ll need to chill the pie for at least 30 minutes after adding the chocolate filling, and then another 2 to 3 hours after topping it with the coconut-pecan mixture, so plan for about 3 hours total including chilling time.
Step-by-Step Instructions:
1. Prepare the Pie Crust:
If your pie crust isn’t already baked, follow the package directions or your favorite recipe to bake it. Make sure it’s completely cool before adding the fillings.
2. Make the Chocolate Filling:
Melt the chocolate chips in a microwave-safe bowl in 30-second bursts, stirring well between each until smooth. Let it cool slightly. In a mixing bowl, beat the softened cream cheese until smooth. Add in powdered sugar and vanilla, then mix well. Gradually add melted chocolate to this cream cheese mixture, stirring until smooth.
3. Whip and Fold the Cream:
In a separate bowl, whip the heavy cream until stiff peaks form. Gently fold the whipped cream into the chocolate mixture, taking care to keep it light and airy.
4. Chill the Chocolate Layer:
Spread the creamy chocolate filling evenly into the cooled pie crust. Pop the pie in the fridge for at least 30 minutes to let it set while you prepare the topping.
5. Prepare the Coconut-Pecan Topping:
In a saucepan over medium heat, combine evaporated milk, sugar, and egg yolks. Stir constantly for about 10 minutes until thickened to a pudding-like texture. Remove from heat, then stir in butter, vanilla, shredded coconut, and pecans. Let cool to room temperature.
6. Finish the Pie and Chill:
Spread the topping evenly over the chilled chocolate layer. Refrigerate the whole pie for 2 to 3 hours to allow it to fully set.
7. Garnish and Serve:
Before serving, sprinkle coconut flakes on top for a festive look. Slice the pie and enjoy the rich, creamy, no-bake treat that’s perfect for your magical Christmas celebration!
Can I Use a Store-Bought Pie Crust for This Recipe?
Absolutely! A pre-made pie crust saves time and works perfectly for this no-bake pie. Just make sure to bake and cool it before adding the filling.
Can I Substitute Coconut or Pecans in the Topping?
Yes, you can swap pecans for walnuts or skip the nuts if you prefer. Toasted coconut adds great flavor, but feel free to use unsweetened shredded coconut or omit it to suit your taste.
How Long Should I Chill the Pie?
Chill the pie for at least 30 minutes after spreading the chocolate filling. After adding the coconut-pecan topping, refrigerate for another 2 to 3 hours to set the entire pie properly.
Can I Make This Pie Ahead of Time?
Definitely! This pie actually tastes better after chilling overnight. Just cover it tightly and keep it refrigerated until ready to serve.



